Novatrize Flex
Flexible goal envelopes that bend when life happens — move money between goals without breaking the plan.
Explore feature: Novatrize Flex →AI financial literacy app
Money lessons that answer back.
Novatrize combines bite-size financial education with an AI guide that explains unfamiliar terms, works through examples and adapts the next lesson to your question.
Free during early access. No card required.
130,000+ people learning with NovatrizeNo card required · Read-only insights · Cancel anytime
Products
One companion, four superpowers
Every Novatrize plan includes the full family — pick what you need today, explore the rest tomorrow.
Novatrize Edge
Your weekly insight loop: one short digest that shows what changed, what to watch and what went well.
Explore feature: Novatrize Edge →Novatrize Solutions
Ready-made playbooks for real life: first emergency fund, bill spikes, debt payoff order, subscription cleanup.
Explore feature: Novatrize Solutions →Novatrize Finance
The full picture: accounts, subscriptions and net worth in one calm, read-only dashboard.
Explore feature: Novatrize Finance →Novatrize
Everything works together
Novatrize combines bite-size financial education with an AI guide that explains unfamiliar terms, works through examples and adapts the next lesson to your question.
Money lessons
Five-minute lessons that make statements and fees finally make sense.
Private by default
Bank-grade encryption. Your data is never sold. Ever.
Smart overview
Accounts, subscriptions and recurring costs in one calm dashboard.
Gentle alerts
A quiet heads-up before a bill hits — not another noisy feed.
Weekly digest
One short read. What changed, what to watch, what went well.
Goal envelopes
Split savings into named envelopes and watch them fill up.
AI financial literacy app
Learn by asking better money questions
Instead of scrolling generic advice, start with a situation: a first salary, a variable bill or a loan offer. Novatrize explains the concepts involved and shows what information to compare before deciding.
Clarity first
Your money in plain language — no jargon, no shame, no noise.
Read-only by design
Novatrize sees patterns, never moves money. You stay in control.
Habits that stick
Small weekly goals, gentle nudges, visible progress.
How it works
Calm money in three steps
Instead of scrolling generic advice, start with a situation: a first salary, a variable bill or a loan offer. Novatrize explains the concepts involved and shows what information to compare before deciding.
Connect read-only
Link your accounts with read-only access. Novatrize can look, never touch.
Get your picture
In minutes you see spending patterns, silent subscriptions and safe-to-spend.
Grow weekly
Set one small goal. Novatrize coaches you gently until it sticks.
Reviews
What members say
Real stories from the Novatrize community.
130,000+people learning with Novatrize
340,000budgets coached
4.8/5average rating
34countries
★★★★★
“The AI lesson answered my follow-up question without a single piece of jargon.”
★★★★★
“Starting with my own situation made financial education feel relevant immediately.”
★★★★★
“Five-minute lessons fit into my day and the examples finally stick.”
FAQ
Questions, answered honestly
Novatrize combines bite-size financial education with an AI guide that explains unfamiliar terms, works through examples and adapts the next lesson to your question.
What makes Novatrize different?
Novatrize combines bite-size financial education with an AI guide that explains unfamiliar terms, works through examples and adapts the next lesson to your question.
How does Novatrize help with everyday money?
Instead of scrolling generic advice, start with a situation: a first salary, a variable bill or a loan offer. Novatrize explains the concepts involved and shows what information to compare before deciding.
Which countries does Novatrize support?
Novatrize works in 34 countries across Europe and beyond, with more banks added every month.
Can I cancel?
Anytime, in two taps, from your profile. Your data can be exported or fully deleted on request.
What exactly is Novatrize?
Novatrize is a financial-literacy app. AI agents connect to your accounts read-only, explain your spending in plain language and coach small weekly goals. It never moves money.
Is Novatrize free?
Yes — during early access every feature is free. No card required, and you can cancel anytime with two taps.
Ready for calmer money?
Join 130,000+ people who let Novatrize do the heavy lifting.
Start freeFree during early access. No card required.